Statement import
Share a PDF or CSV from your bank. It’s read on your phone, then you tick the rows to keep. A monthly checklist shows which statements you’ve already done.
For Canadian households
Steady tracking. Wise growing.
A household money app that never asks for your bank login. Import the statements you already download, choose what to keep, and Wise Analysis shows what’s working and what needs attention.
- PDF and CSV statements are parsed on this device, not on our servers
- Only the rows you confirm are saved; the file is discarded
- No card numbers, bank passwords or policy documents
Reads statements from
- TD
- RBC
- BMO
- Scotiabank
- Amex
- Tangerine
- Simplii
- PC Financial
- Canadian Tire
- Rogers
- Neo
- Wealthsimple
- Any CSV
New · Wise Analysis
A financial health check that knows your normal.
No 50/30/20 rules or one-size-fits-all scores. Wise Analysis compares each month with your own history, tells you which figures are actual and which are estimates, and asks for what’s missing instead of guessing.
- Cash flowWhat came in, what went out, what was left.
- Spending & budgetEssentials vs. optional, against your usual.
- RecurringSubscriptions, bills, and yearly costs to set aside for.
- SavingsHow much you keep, and months of safety net.
- DebtInterest, utilization and a payoff simulator.
- GoalsWhat it takes each month to finish on time.
- GrowthNet worth today and your running total.
- OptimizationRising costs, price hikes and unusual charges.
- Actual vs. estimate, always labelled
- Month, 3 months, 12 months or year
- Every finding has an action
Everything in one app
Built for the way households actually track money.
Import, review, budget, plan and look back, for you and the people you share a household with.
Dashboard & budgets
Budget rings show how each category is pacing this month. Monthly or one-time budgets, per person or for the whole family.
Wise Analysis New
Eight areas of financial health, judged against your own history. Tap any finding to fix it: set a budget, add a rate, or start a goal.
Goals New
Save toward a target with or without a deadline. Link a savings account to track it automatically, and slide to see when you’d finish.
Debt payoff New
Credit cards, lines of credit, loans and mortgages. Add the rate, limit and minimum payment to see interest and a payoff date.
Subscriptions & bills
Repeat charges are found for you. Mark the ones you plan to cancel, spot price increases, and set aside for yearly bills.
Accounts & net worth
Chequing, savings, credit, investments and loans, each with its own colour. Track holdings with end-of-day quotes. Close an account without losing its history.
Credit card benefits
Match your card to a bundled Canadian catalog to see earn rates and insurance summaries. We never ask for the card number.
Insurance list
Keep your household’s policies in one place: provider, coverage, premium, deductible and renewal date. A reference for you, not proof of coverage.
Notes & reminders
Jot down what needs doing, with a due date and a reminder. Overdue notes stand out; finished ones move to an archive.
Household profiles
Separate profiles for you and your partner, with shared family budgets and goals. Sync between your phones when you sign in.
Widget & backup
Add a transaction straight from your home screen. Export an encrypted backup file and keep it wherever you like.
A look inside
Simple screens for real decisions.
Illustrated screens with sample data.
Your data
Private by design, not by promise.
WiseFin never connects to your bank. Reading statements, your PIN and your review all happen on the phone in your hand.
Statements aren’t kept
PDF and CSV files are parsed on-device and never uploaded to our servers. Only the rows you confirm are saved. On iOS, a shared file waits in protected storage until the app picks it up.
No bank login
No Plaid, no screen scraping, no credentials for your bank. Ever.
PIN that stays on your phone
Your app PIN is salted, hashed and kept in the Android Keystore or iOS Keychain. It is never synced. The app locks after five minutes in the background.
Nothing sensitive to steal
No card numbers, CVVs, policy numbers or insurance documents. Card benefits come from product names only.
Encrypted backups
Export your ledger to a passphrase-protected file you keep, and import it on another phone.
Delete anytime
Remove your account and household data from Settings or the account deletion page.
How it works
From statement to clarity in four steps.
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1
Start
Try it as a guest on your phone, or sign in with Google or Apple to sync and set a PIN.
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2
Add accounts
Create profiles for your household and name your bank, credit, investment and loan accounts.
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3
Import & review
Share a statement to WiseFin. Check each row, then save the ones you want.
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4
Understand
Budgets, goals and Wise Analysis update from what you saved, with clear next steps.
Ready for your next statement?
WiseFin is coming to iPhone and Android. No bank login, no ads, and your statements stay on your phone.